A bit about me:
I'm a 21 year old server (waitress) living in Southern California. I live on my own and also go to school full time. I'm a Latin American Studies major with an ultimate goal of a PhD in Cultural Anthropology. While I'm considerably thriftier than other kids my age, I want to start saving so that I have a comfortable padding in case of any emergencies. Furthermore, I want to learn about 401ks, mutual funds, and get involved NOW. The key to life is preventive maintenance. I don't want to wait until I'm thirtysomething to start saving for retirement (the same goes for preventive care regarding wrinkles).
With all these things said, I started on the first of this month a list of all my expenses. I will post it first thing in the morning. I plan on tracking my normal spending habits for a few weeks if not a month, and then figuring out a budget and how to save. I'll also be chronicling my net worth, how I save money, articles and all those other pertinent bits.
Have fun watching my journey.
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Credit Card Debt
Start: 2000
Emergency Fund
**New Goal**: 1000
Downpayment Fund
Goal: 750
Just an early twentysomething student attempting to manage her finances.
My Progress
Start: 2000
**New Goal**: 1000
Goal: 750
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- About Me
- Bartending
- Bills
- Birthday
- Budget
- Carnival of Personal Finance
- Christmas
- Commuting
- Credit Cards
- Daily Tracking
- Diet
- Early Mid-life Crisis
- Environment
- Free Stuff
- Frugality
- Goals
- Indoor Garden
- Meal Planning
- Misc.
- Monthly Report
- Morning Roundup
- Savings
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- Valentine's
- Waitressing
- Weekly Statement
Blog Archive
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2007
(54)
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October
(41)
- Budget for November (My very first!)
- Meal Planning
- October Spooky Spending Report (Not too frightful).
- Week In Review (10/23-10/28)
- Midnight Review of the Carnival of Personal Finance
- 10 Ways to Take Advantage of Being a Student
- Someone Pinch Me.
- November Goals
- Major tracking update.
- Thanks for the free bottle of perfume!
- Possible Carnival Post.
- Week In Review (10/15-10/22)
- Needless Library Fees
- Income versus Expenses.
- Early Mid-life Crisis.
- The Cost of Illness (and a cheap alternative to fa...
- The Joys of Money and Waitressing.
- The Good and the Bad.
- Unexpected Charges.
- Personal Success Story.
- Borrowing Textbooks vs. Purchasing
- No spend. No happy.
- 10 Tips for the Commuting Student
- Week In Recap (10/8-10/14)
- Embarassing Disclosure, pt. II.
- Sick, once again (wtf??).
- Embarassing Disclosure.
- What should I do with my financial aid money?
- Two In A Row.
- Crazy Cats.
- Week in Recap (10/1-10/7)
- Irresponsible.
- Wonderful day.
- Forgetful me.
- Grocery Mishap.
- Horribly Sick!
- Huge hit.
- Uneventful Day.
- Impending Debt
- First Tracking Report
- Introduction
-
▼
October
(41)
3 comments:
Great blog! Welcome to the pf blogosphere! :)
My current roommate just finished her coursework for her PhD, and has enough $ saved that she can live for 18months jobless while she's ABD. She still works part-time so that she's not as tight on $, and so she doesn't have to worry about that on top of worrying about her dissertation, but I think starting now will give you a great headstart on saving and let you do something similar.
Look forward to hearing more of your journey!
Thank you so much!
Hi there, Vixen! Neat blog - and way to go with working for your PhD. I'll be reading!
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