For whatever reason, my university is going to require that I pay out of pocket for my summer tuition and eventually get reimbursed in July. That will drain ALL of my savings (1,200 dollars) and leave little to pay for books. I'm not even sure how I'll pay for books.
Time to start selling stuff. Oy.
Showing posts with label Savings. Show all posts
Showing posts with label Savings. Show all posts
Thursday, May 8, 2008
Monday, February 4, 2008
How are your resolutions going?
Oddly enough, a professor asked my class last week how many of us had made resolutions for the new year. Only two other students raised their hands! I was blown away by this. Not to mention dismayed. Does that mean that young people my age have no goals in their life? In light of this, let's take a look at how my goals are going.
Create, tweak and come up with a functioning budget: I came up with a budget that I think will work for me. I'm actually going to post a tweak to it. Last, time will tell if it is functioning. I have full confidences in Version 1.0, but I'm sure there will a couple adjustments. Grade: A (so far)
Keep all receipts: I have about 90% of my receipts from last month. I'm really, really, really, really trying on this one. Grade: A-
Have two thousand invested in a high-interest savings account: Erm. Um. Yeah. Not good on that one, but in the budget I'm using for this month, I'll be contibuting 150 into it. Grade: F
Credit Cards Paid Off: I'm one-third of the way there and planning on paying 300 off this month. Debts will be paid off within four months. Grade: B
Invest 500 into wardrobe: I actually spent fifty dollars on clothes last month and got great deals. I purchased two pairs of pants, two tops and a sweater. Another fifty will go towards clothes this month. Grade: A
Develop dietary and exercise plan that fits my schedule: I've been kicking ass and taking names! Heh. I've been going to the gym in ridiculous amounts. We're talking four to five days a week. Investing in a gym membership was one of the best things I've done for my health. My diet has also vastly improved although working in a restaurant has so many pitfalls. Grade: Exercising is an A and Diet is a B
Create, tweak and come up with a functioning budget: I came up with a budget that I think will work for me. I'm actually going to post a tweak to it. Last, time will tell if it is functioning. I have full confidences in Version 1.0, but I'm sure there will a couple adjustments. Grade: A (so far)
Keep all receipts: I have about 90% of my receipts from last month. I'm really, really, really, really trying on this one. Grade: A-
Have two thousand invested in a high-interest savings account: Erm. Um. Yeah. Not good on that one, but in the budget I'm using for this month, I'll be contibuting 150 into it. Grade: F
Credit Cards Paid Off: I'm one-third of the way there and planning on paying 300 off this month. Debts will be paid off within four months. Grade: B
Invest 500 into wardrobe: I actually spent fifty dollars on clothes last month and got great deals. I purchased two pairs of pants, two tops and a sweater. Another fifty will go towards clothes this month. Grade: A
Develop dietary and exercise plan that fits my schedule: I've been kicking ass and taking names! Heh. I've been going to the gym in ridiculous amounts. We're talking four to five days a week. Investing in a gym membership was one of the best things I've done for my health. My diet has also vastly improved although working in a restaurant has so many pitfalls. Grade: Exercising is an A and Diet is a B
Sunday, October 14, 2007
What should I do with my financial aid money?
I spent money today, but it came out of money that had been earmarked in advance it. There were a few necessities that I've been needing to buy and have been unable to out of lack of funds. Rather, it hasn't been a lack of funds, but that I didn't want to spend any money until I knew I was completely in the green. Thus, I'm not counting that money as being taken out of this month's income/expenses.
I go to deposit my financial aid check tomorrow. Woot. I'm debating exactly how to portion it. I want to do half in savings for an emergency sort of fund and half to pay off my highest interest credit card. I'm playing with roughly 800 dollars. Opinions?
10-14- Sunday
Tips: +126.00
Total: +126.00
I go to deposit my financial aid check tomorrow. Woot. I'm debating exactly how to portion it. I want to do half in savings for an emergency sort of fund and half to pay off my highest interest credit card. I'm playing with roughly 800 dollars. Opinions?
10-14- Sunday
Tips: +126.00
Total: +126.00
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