My debt has only continued to pile up through my early and in to mid-twenties. Unexpected expenses tend to be the biggest culprit. My inability to save ahead for these things is pathetic.
I picked up one of my favorite guilty pleasure reads (Save Karyn) recently and realized that I needed to do something about my debt. I always have a budget going, but I have such a hard time sticking to it. It feels like every couple months I'm attempting to get myself back in gear.
The only time I have ever felt fiscally responsible was when I had this blog.
Writing and posting about my finances took the secrecy away. I couldn't hide from it. In fact, the positive feedback only made me stronger in resolve to stick to a budget. So, I've decided to turn back to what helped me five years ago when I had first moved out on my own.
First action: Figuring out where I'm at in terms of my finances. I don't even know what my debt looks like at this point. Only a vague estimate. Please don't pay attention to the bar graphs on the side in the mean time.