Wednesday, March 26, 2008

Budget: Version 2.0

Between the fact that my tips have declined, my paychecks have increased (I've been trying to pick up extra shifts) and I blew the first budget to hell, it's time for a new one!

Foremost, I want to state that considering I don't have a fixed income, it's somewhat difficult to come up with a budget. Originally for my income, I figured that I make on average a hundred dollars a shift plus two biweekly checks of roughly 150. That gave me the grand total of 1900 dollars a month (16 working days x 100 dollars + 150 dollar checks x 2 pay periods). Unfortunately, tips have declined with the economy going down. So, I need to reconsider my income. Now, I'm figuring that I make on average 85 dollars a shift plus two biweekly checks of 200. That gives me a grand total of 1760(16 working days x 85 dollars + 200 dollar checks x 2 pay periods).

Fixed Expenses:
Rent: 600
Car Payment: 272
Auto Insurance: 181
Gym: 45
Cell Phone: 86

Flexible Expenses:
Gas: 100
Credit Card: 200
Savings: 150
Food/Entertainment/Everything: 126

Oh, dear, god. That's not a lot to get by on in terms of going out and food. I totally admit that I'm the standard 22 year old who likes going out. A LOT. Curses. Drats.

4 comments:

Rachel @ Master Your Card said...

As you have no fixed income perhaps you should put some money by into an account everytime you have a bit to spare and use that to pay for going out. Then you woudl know that you coudl afford it and you woudl apprecaite it much mor eknowing that you had saved up and really earned you evening out.

VixenOnABudget said...

I totally agree with your tip Rachel. If you look at the bottom of the post, I'm actually going to try to pick up extra shifts and from that money I'll take half to spend on going out and the other half into savings. :-D

Anonymous said...

Nice blog....just reading through it...
how can you get progress bar on your blog? will definitely comeback for the answer

VixenOnABudget said...
This comment has been removed by the author.